Shared Equity Mortgages / HTB
Independent Mortgages And Financial Solutions Ltd offers expert mortgage advice tailored to your needs.
Independent Mortgages & Financial Solutions ltd
A shared equity mortgage is an arrangement under which a lender and a borrower share ownership of a property. This means that you, the buyer, are provided with a loan to form part of a deposit for the property you want to buy. Then as normal, you would take a shared equity mortgage out for the rest of the properties value. Shared Equity Mortgages allow you to get on the property ladder faster and means you have shared ownership of the property. Unfortunately these are not generally available at this current time.
If you already have such you may look to remortgage whilst sharing equity on a property. This can be possible, however, there are a few limitations and they need to be considered first. The process to remortgage with shared ownership is similar to taking out an initial mortgage but the number of lenders available to you may vary. For more information on shared equity remortgage, we encourage you to get in touch with us.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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We’re a small mortgage lender with long-standing relationships.
We are a Small Friendly Efficient Team of Mortgage Advisers with building long term great client relationships at our heart.
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Flexible, adaptable, and adjustable plans to fit your needs.
We normally charge a fee for mortgage advice, however this will be dependent on your circumstances.
The information given in this website does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The FCA does not regulate some forms of buy to let mortgages.
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (FOS).
Independent Mortgages And Financial Solutions Ltd is directly authorised and regulated by the Financial Conduct Authority. FCA Register No 480536. Registered in England and Wales No: 05083705. Registered Office: 62 King Street, Norwich, Norfolk, NR1 1PG. Calls may be recorded for training and monitoring.
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We normally charge a fee for mortgage advice, however this will be dependent on your circumstances.
The information given in this website does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The FCA does not regulate some forms of buy to let mortgages.
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (FOS).
Independent Mortgages And Financial Solutions Ltd is directly authorised and regulated by the Financial Conduct Authority. FCA Register No 480536. Registered in England and Wales No: 05083705. Registered Office: 62 King Street, Norwich, Norfolk, NR1 1PG. Calls may be recorded for training and monitoring.
To view our Privacy Statement, please click here. To view our Cookies Statement, please click here